🔹 ChatGPT integrates a personal finance experience

ChatGPT Pro US users can now link bank accounts via Plaid to access a personal finance dashboard and query GPT-5.5 Thinking on their real financial data.

US-based ChatGPT Pro subscribers now have preview access to a personal finance experience available on web and iOS. The feature relies on bank account connection via Plaid, with Intuit support planned soon, and covers over 12,000 financial institutions. Once synchronized, ChatGPT offers a dashboard that brings together portfolio performance, expenses, subscriptions, and upcoming payments.

The user can query the assistant using their real data for: purchase planning, travel expense analysis, scenario simulation, subscription review, or investment risk assessment. Personal context, such as a mortgage or a savings goal, can be manually added and stored in "financial memories," a memory dedicated to financial conversations.

The default model is GPT-5.5 Thinking, while GPT-5.5 Pro remains accessible to Pro subscribers, with the best results on an internal benchmark built with around fifty finance professionals. ChatGPT cannot view full account numbers, nor make any modifications. Disconnection leads to the deletion of synchronized data within thirty days, and temporary conversations do not access linked accounts.

OpenAI mentions a gradual rollout to Plus users, then to the entire user base, after observing real-world usage. Partner integrations are planned, notably via Intuit, to move from a credit card recommendation to an eligibility application, or from a tax question to a connection with a local expert.